Does Pet Insurance Cover a Vet-Stem Procedure?
We asked three of the top pet insurance companies in the United States to tell us in their own words if their company would cover a stem cell procedure for a dog or cat. Here are their answers.
“At Petplan, we’re proud to offer the most comprehensive pet insurance coverage for all medical conditions, including congenital and hereditary diseases. To us, this means that pets should get the best and most appropriate treatment as recommended by their veterinary team.”
When veterinarians started recommending Vet-Stem therapy to our policyholders, as an insurance company, we were excited to be able to offer coverage for a new treatment modality for serious orthopedic conditions. Now, having seen the success stories, I’m even more excited to be able to offer it to my own patients!” (www.gopetplan.com)
- Dr. Jules Benson, BVSc MRCVS, VP Veterinary Services
Vet-Stem Regenerative Cell therapy is eligible for coverage in pets with a VPI® Pet Insurance policy providing that the condition being treated is eligible for coverage under the terms of the policy. The reimbursement amount will vary based on the plan coverage provided for your pet’s condition. (www.petinsurance.com)
- Dr. Carol McConnell
Chief Veterinary Medical Officer/Vice President Underwriting and Veterinary Services
PurinaCare Pet Health Insurance takes great pride in the fact that our policies cover the cost of stem cell therapy for treatment of eligible conditions. Our web site (www.purinacare.com) has more specific details about coverage and exclusions.
“As a veterinarian, I am always pleased to see that PurinaCare’s policies cover the latest in medical advances. Our goal is for veterinarians and their clients to have the freedom to choose the best treatment for their pets!”
- Dr. Bill Craig, Chief Medical & Underwriting Director, PurinaCare Pet Health Insurance
We thank these three insurance companies for their answers and willingness to discuss coverage. It is important that you review any insurance policy for coverage and exclusions. We will continue to work with the industry to try to secure the best coverage for stem cell therapy for all your pets!
We welcome your participation in our blog and encourage your feedback, thoughts, questions and ideas. Comments are reviewed within one business day (consider weekends) before publishing them on the blog and we reserve the right to not publish content that is false, off-topic or harmful in nature.
-
jana Said,
-
Bob Said,
-
jana Said,
-
Bob Said,
-
Bob Harman Said,
-
R B Smith Said,
-
Bob Said,
Cool! Some of these answers sound somewhat vague, but still, it’s a great news!
I’ll try to be more specific in the future! So much info!
Oh no, I didn’t mean yours, I meant the insurance companies’
I am not a fan of this lawyer type of talk.
Sorry if I’m being too blunt, but when I see a statement like that I feel that I have a better chance of winning a lottery than seeing a buck from an insurance company.
The part that is good is that they respect the treatment enough to treat it equally with anything else one might have a hard time getting reimbursement for.
I like the Pet Plan’s answer the most.
Thanks!
We thank these three insurance companies for their answers and willingness to discuss coverage. It is important that you review any insurance policy for coverage and exclusions. We will continue to work with the industry to try to secure the best coverage for stem cell therapy for all your pets! And please let us know your experiences so we can best represent your interests to all the insurance companies that serve veterinary medicine.
Petplan is a pretty no nonsense insurance company. Their coverage is quite straight forward and one can make a decision as to the out-of-pocket cost for a dog owner for stem cell therapy. You can also call them and discuss the matter with someone who knows what they are talking about and who actually cares. Sadly VPI is a perfect example of what everyone hates about insurance companies. They have a schedule of benefits which assigns an amount to each proceedure. BEWARE – these amounts bear little or no resemblance to the actual cost of a proceedure such as stem cell therapy. In other words if you can get past VPI trying to find any reason to disqualify your claim – the amount they will reimburse is far less than other firms. You can call them to discuss and you are likely to get someone just reading from their computer screen and more than likely has no idea what stem cell therapy is.
Thanks for the personal insights. It is not always easy to sort through the fine print for pet or human insurance. I also have heard good things about Petplan and we are considering for our own three dogs!
Add A Comment